Financial crime is evolving faster than ever. To stay ahead, institutions need more than just a fraud detection tool — they need a unified, intelligent, and adaptive defence system.

Legatus brings together two decades of domain expertise and world-class technology to deliver exactly that.

Powered by IBM Safer Payments

At the core of Legatus lies IBM Safer Payments — the industry’s most advanced real-time fraud prevention platform. Its unparalleled performance, low total cost of ownership, and proven reliability make it the foundation of fraud defence for leading banks and payment networks worldwide.

IBS has built upon this foundation, adding deep know-how from years of successful implementations to create a holistic fraud management ecosystem that extends far beyond transaction scoring.

A Unified, Holistic Approach

Legatus integrates Core Fraud Management with Device Intelligence — combining behavioural, transactional, and contextual data to deliver a 360° view of risk. This dual-layered defence enables detection of both account-based and device-based anomalies, protecting customers and institutions from sophisticated modern attacks.

• Legatus Core – Real-time scoring and adaptive logic powered by IBM Safer Payments.

• Legatus WatchTower - Device Intelligence Layer. Enrichment with signals for digital identity, device fingerprinting, and session risk analysis.

• Legatus Bridge – Integration Layer that seamlessly connects fraud detection with external systems, data sources, and case management tools — creating one unified operational environment.

Together, these layers form a powerful synergy: the speed and accuracy of IBM Safer Payments with the contextual precision of device intelligence and the integration agility of Legatus Bridge — all within a single, cohesive ecosystem.

Expertise Built In

IBS has invested years in perfecting integrations, models, and operational processes across Europe, the Middle East, and Africa. Legatus embodies this accumulated expertise — delivering a ready-to-run, scalable solution that aligns with regulatory frameworks, while remaining fully adaptable to each customer’s environment.

People. Process. Technology.

IBS believes that effective fraud management is achieved through the alignment of people, processes, and technology. Legatus embodies this philosophy — empowering analysts with better insights, streamlining investigation workflows, and delivering the technological foundation to stay ahead of emerging threats.

The Legatus Value Pillars

The Legatus strategy is built on five fundamental value pillars that define success in modern fraud management:

1. 🛑 Stop Fraud – Detect and block fraudulent activity in real time.

2. 🎯 Lower False Positives – Increase precision with AI-driven and rule-based analytics.

3. 😊 Manage Customer Experience – Keep genuine users friction-free and protected.

4. ⚖️ Achieve Compliance – Meet regulatory and audit expectations with transparency and control.

5. 💰 Keep Lean TCO – Optimise performance and cost through efficient, modular design.

Legatus — Command the Fight Against Fraud.

Learn more at legatus.tech